Your business is your livelihood, and your home is your castle. When you have damage to your home or business caused by fire, flood, mold, or accident it is time to call a licensed, certified, Public Insurance Adjuster. Paladin Insurance Advocates has the expertise and knowledge to help you reach a fair and equitable settlement and will be on your side throughout the process. Your insurance company will send an Insurance Adjuster, who works for them, to your home or business to evaluate your loss, estimate your damages, and will work to settle your claim quickly to secure their employer a low settlement payment to you. A Licensed Public Insurance Adjuster does not work for the insurance companies, he works for you. Paladin will review your policy, document all coverage's you have, and will work to help you settle your claim in a way that will make you, your home, or your business whole again. We will not leave anything on the table, making sure that when you go back to work, or bring your family home again, you have all you deserve.
Most people don't read their policy from cover to cover and those that do are not experts in the insurance industry. The insurance industry brings in insurance adjusters who ultimately look at saving the insurance company as much money as possible. They will guide you through the process to make sure all your questions are answered plus you won't have the hassle of dealing with the claim process. You can safeguard your interests by employing a public adjuster as they are experts in assessing property damage, interpreting insurance policies and help you receive a prompt and fair settlement. An insurance policy typically contains hundreds of provisions and stipulations and many complex details that will impact the magnitude of your loss. Often, insured's settle for less than they deserve because they don't fully understand the details of their policy.
When you submit a claim to an insurance company yourself, you face a highly trained adjuster who represents the insurance company's interests and seeks to minimize your settlement. People will hire accountants to file taxes, will hire attorneys in legal matters,they even go to salons to get their hair done, so hiring a Public Insurance Adjuster to assist you in the claims process is, simply put, the smart thing to do. The public adjuster's sole responsibility is to represent you, the insured. When you don't hire a public adjuster, it's just like fighting a court case all by yourself against an attorney who has years of legal experience, filing your own taxes, or cutting your own hair. You are giving the insurance company an unfair advantage at a time when you deserve equal and proper representation. A Public Insurance Adjuster will relieve you of the time-consuming process and difficulty involved in preparing and filing an insurance claim and protecting your property after a loss.
A public adjuster will ultimately see to it that you get every penny you are entitled to receive for your damages that may be overlooked by the insured. Although there is a fee associated with hiring a public adjuster, you usually get much more than the insurance company would offer you. For their services, public adjusters receive a percentage of the money they collect on your behalf which may vary slightly with different companies. Adjusters work on a fee basis meaning that the more they collect for you the more they are paid. Some people make the mistake of thinking that by hiring a public adjuster, that their fee will reduce the money the insured receives. The way to look at it is that an adjuster more times than not recovers much more than you could ever recover on your own which makes it a win-win situation for both the adjuster and you. You don't have to pay any out of pocket money.
Often the insured spends twice the time struggling for a settlement as a public adjuster only to receive a substantial amount of what the adjuster could have secured. As a home or business owner suffering a significant loss, the additional stress of handling a claim on your own isn't worth it and prolongs the grieving process of your loss. When you hire an expert to handle the details of your claim, this frees you up to work on the recovery process of rebuilding your home or business foundation. Also, every public adjuster understands the sense of urgency you feel and the desire to quickly get back to a regular routine in your life. They will do everything in their power to ensure your claim is processed quickly and efficiently. By hiring a public adjuster, you will feel more confident that your rights are being protected by a professional who is working for you.
Many people do not have enough spare time to follow up with the insurance company and if an accident resulted in injury or fatality to a family member you would want to be spared from dealing with the insurance company yourself. These are moments when a public adjuster can step in to facilitate your claims in a timely manner, giving you peace of mind that your needs and interest will be met and protected when you need it most. The staff at Paladin Insurance Advocates are public adjusters in the State of Indiana and are ready to help you with your settlement with the insurance company.